@hamje32 - I believe that credit card scams are the easiest to pull off, because credit card numbers flow so freely in online transactions.
I don’t really get much comfort from an online store site telling me that I have nothing to worry about because they use 64-bit or 128-bit encryption or whatever.
It still makes me a little nervous when I enter my credit card information online, and I try to limit my online shopping for that reason alone.
Do you realize that there are online forums where people buy and sell credit card information? It’s a virtual black market. The good thing about credit cards however is that if you report credit card fraud right away, the bank will usually be on your side and refuse to honor the merchant transaction. You’ll just be given a new card.