Cafe41 - That is so true as a matter of fact many banks halted foreclosure proceedings because these foreclosure actions were signed one right after the other without serving the homeowners properly.
I have to say that a federal bureaucracy is not much better. It is amazing how many dead people receive tax refunds. There is so much tax payer money lost to Medicare fraud that never gets accounted for because there are so many different agencies that would handle a problem like this but no one ever addresses it.
The problem is that most bureaucracies have no accountability which allows these kinds of things to happen over and over.
This is the main reason why the public education system will always be bad because there is so much red tape to change a single thing that it is the children that are left to suffer.
For example, firing an ineffective teacher in a public school is difficult because the teacher’s union hold so much power that the tenured teacher will likely hold her job although her performance is poor. A great movie about the subject is "Waiting for Superman" which addresses this very subject.