"@SurfNturf" - I know that most people don’t think about that. I wanted to add that the retail banking trends are leading more to additional conveniences.
For example, Chase is allowing customers to withdrawal funds from any Walgreens with no additional charges and allowing customers to make check deposits with their cell phones.
This really helps if you don’t have a Chase branch nearby but do have a Walgreens.
Also online banking and emailed banking statements are all ways to offer the customer more convenience and save the bank some money. Other gimmicks that banks are using involve their credit cards.
They offer a variety of credit cards that provide various rewards for those that use the cards regularly. The problem with these cards is that the banks tend to charge higher interest rates on these cards in order to offset the cost of the rewards.
If you choose a rewards card it is best to pay your balance at the end of the month because if not the interest rate that you will be charged will exceed whatever reward you actually get from the bank.